tag:blogger.com,1999:blog-84570432540540195472024-02-19T01:27:39.588-08:00KSWZ Insurance ServicesKSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.comBlogger562125tag:blogger.com,1999:blog-8457043254054019547.post-22977774946266054682022-01-19T13:39:00.003-08:002022-01-19T13:39:29.703-08:00Happy LBAM!<p> </p><table align="center" cellpadding="0" cellspacing="0" class="yiv4986895484ydp64e66947yiv7949516172w-100p" style="background-attachment: initial; background-color: white; background-image: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #1d2228; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px auto; width: 600px;"><tbody><tr><td style="padding: 10px 0px 30px; word-break: normal;"><table cellpadding="0" cellspacing="0" style="width: 100%px;"><tbody><tr class="yiv4986895484ydp64e66947yiv7949516172thold"><th align="left" class="yiv4986895484ydp64e66947yiv7949516172thead" style="padding: 0px; vertical-align: top;"><table cellpadding="0" cellspacing="0" style="width: 100%px;"><tbody><tr><td class="yiv4986895484ydp64e66947yiv7949516172plr-15" style="padding: 15px 30px; word-break: normal;"><div class="yiv4986895484ydp64e66947yiv7949516172m-0 yiv4986895484ydp64e66947yiv7949516172pt-25" style="color: #404040; font-family: helvetica, sans-serif; font-size: 14px; font-stretch: normal; line-height: 1.71em; margin: 0px;"><div><span style="font-weight: 700;">It's 2022, and it's time to retire your death insurance!</span></div><div><br /></div><div>If you have a traditional life insurance policy (one without built-in Living Benefits features), your policy only pays out to your beneficiaries in the event that you pass away. </div><div><br /></div><div>Modern Living Benefits policies provide the same death benefit protection, but come with free features that allow you to access your benefits while you're still alive if you get seriously sick or injured.</div><div><br /></div><div dir="ltr"><a class="yiv4986895484ydp64e66947yiv7949516172link" href="http://clicks.aosout.com/messages/links/click?tu=eyJhbGciOiJIUzI1NiJ9.eyJ0b2tlbiI6Ijk2NzI5ZjVlZGRmZjhjYTJiZmIyMjgzNjg0OTYiLCJ1cmwiOiJodHRwczovL2xpdmluZ2JlbmVmaXRzZXhwZXJ0cy5jb20vbWFyeWZpc2hlci9sYmF3YXJlbmVzc21vbnRoI3JldGlyZSJ9.ePotdpwIVB2iOtEtaaFtgh8gWfZ9yU0wFiteqyqEagE" rel="nofollow noopener noreferrer" style="color: #4a4a4a; outline: none;" target="_blank">Get more information here!</a> <a href="https://livingbenefitsexperts.com/katherinezacharias/lbawarenessmonth#retire" rel="nofollow noopener noreferrer" style="color: #196ad4;" target="_blank">https://livingbenefitsexperts.com/katherinezacharias/lbawarenessmonth#retire</a></div><div dir="ltr"><br /></div><div><span style="font-weight: 700;">If you're paying for a traditional policy that only pays out if you die, let's retire that old-fashioned relic of the past and modernize your coverage!</span></div><div><span style="font-weight: 700;"><br /></span></div><div dir="ltr"><a class="yiv4986895484enhancr_card_3119505650" href="https://vimeo.com/656254902" rel="nofollow noopener noreferrer" style="color: #196ad4;" target="_blank">Retire Your Death Insurance</a><span style="font-weight: 700;"><br /></span></div><div><br /></div><div class="yiv4986895484ydpd86bd2b2yahoo-link-enhancr-card yiv4986895484ydpd86bd2b2ymail-preserve-class yiv4986895484ydpd86bd2b2ymail-preserve-style" data-embed-url="https://player.vimeo.com/video/656254902?h=69d4bba3e3&app_id=122963" data-size="MEDIUM" data-type="YENHANCER" data-url="https://vimeo.com/656254902" id="yiv4986895484ydpd86bd2b2enhancr_card_3119505650" style="font-family: YahooSans, "Helvetica Neue", "Segoe UI", Helvetica, Arial, sans-serif; max-width: 400px; position: relative;"><a class="yiv4986895484ydpd86bd2b2yahoo-enhancr-cardlink" href="https://vimeo.com/656254902" rel="nofollow noopener noreferrer" style="color: rgb(0, 0, 0) !important; text-decoration-line: none !important;" target="_blank"><table border="0" cellpadding="0" cellspacing="0" class="yiv4986895484ydpd86bd2b2card-wrapper yiv4986895484ydpd86bd2b2yahoo-ignore-table" style="max-width: 400px;"><tbody><tr><td style="word-break: normal;" width="400"><table border="0" cellpadding="0" cellspacing="0" class="yiv4986895484ydpd86bd2b2card yiv4986895484ydpd86bd2b2yahoo-ignore-table" style="border-color: rgb(224, 228, 233); border-radius: 2px; border-style: solid; border-width: 1px; max-width: 400px; width: 100%px;"><tbody><tr><td background="https://s.yimg.com/lo/api/res/1.2/XacSAZGMlPnet7xOJRPdQw--~A/Zmk9ZmlsbDt3PTQwMDtoPTIwMDthcHBpZD1pZXh0cmFjdA--/http://i.vimeocdn.com/video/1325597212-cc6576cdb3c99f6335ff7fc3789160f1284604fd58d4204e54a8519fd416c79e-d_640.cf.jpg" bgcolor="#000000" class="yiv4986895484ydpd86bd2b2card-primary-image-cell" height="175" style="background-color: black; background-size: cover; border-radius: 2px 2px 0px 0px; min-height: 175px; position: relative; word-break: normal;" valign="top"><table border="0" cellpadding="0" cellspacing="0" class="yiv4986895484ydpd86bd2b2card-overlay-container-table yiv4986895484ydpd86bd2b2yahoo-ignore-table" style="width: 397.867px;"><tbody><tr><td background="https://s.yimg.com/cv/ae/nq/storm/assets/enhancrV21/1/enhancr_gradient-400x175.png" bgcolor="transparent" class="yiv4986895484ydpd86bd2b2card-overlay-cell" style="background-color: transparent; border-radius: 2px 2px 0px 0px; min-height: 175px; word-break: normal;" valign="top"><table border="0" class="yiv4986895484ydpd86bd2b2yahoo-ignore-table" style="height: 175px; min-height: 175px; width: 397.867px;"><tbody><tr><td class="yiv4986895484ydpd86bd2b2card-richInfo2" style="padding: 15px 0px 0px 15px; vertical-align: top; word-break: normal;"></td><td class="yiv4986895484ydpd86bd2b2card-actions" style="padding: 15px 15px 0px 0px; text-align: right; vertical-align: top; word-break: normal;"><div class="yiv4986895484ydpd86bd2b2card-share-container"></div></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td style="word-break: normal;"><table align="center" border="0" cellpadding="0" cellspacing="0" class="yiv4986895484ydpd86bd2b2card-info yiv4986895484ydpd86bd2b2yahoo-ignore-table" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border-radius: 0px 0px 2px 2px; border-top: 1px solid rgb(224, 228, 233); max-width: 400px; position: relative; width: 397.867px; z-index: 2;"><tbody><tr><td style="border-radius: 0px 0px 0px 2px; padding: 16px 0px 16px 12px; vertical-align: top; word-break: normal;"><img class="yiv4986895484ydpd86bd2b2card-object-1 yiv4986895484ydpd86bd2b2yahoo-ignore-inline-image yiv4986895484ydpd86bd2b2ymail-preserve-class" height="36" src="https://s.yimg.com/nq/storm/assets/enhancrV2/23/logos/vimeo.png" style="margin-top: 3px; min-width: 36px; text-indent: -9999px;" /></td><td style="border-radius: 0px 0px 2px; padding: 12px 24px 16px 12px; vertical-align: middle; width: 313.867px; word-break: normal;"><h2 class="yiv4986895484ydpd86bd2b2card-title" style="color: #26282a; font-size: 14px; line-height: 19px; margin: 0px 0px 6px; max-width: 314px;">Retire Your Death Insurance</h2><p class="yiv4986895484ydpd86bd2b2card-description" style="color: #979ba7; font-size: 12px; line-height: 16px; margin: 0px;">...and get Living Benefits! Life insurance you don't have to die to use.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></a><div class="card-controls-injection-wrapper" style="height: 0px; position: absolute; top: 0px; width: 400px; z-index: 3;"><div aria-label="Play" class="p_a r_P P_6DEy" role="button" style="cursor: pointer; height: 72px; left: 154px; padding: 10px; position: absolute; top: 41.5px;" tabindex="0" title="Play"><img alt="Play" data-test-id="svg-image" height="72" src="data:image/svg+xml;base64,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" style="text-indent: -9999px;" width="72" /></div><div class="p_a T_6Fd5 R_6Fd5" style="position: absolute; right: 16px; top: 16px;"><div class="I_ak5mD e_dRA j_2kgqsw P_wpoVE" style="background-color: rgba(255, 255, 255, 0.9); border-radius: 2px; box-shadow: rgb(224, 228, 233) 0px 1px 2px; padding: 2px 0px; z-index: 3;"><div class="P_Z1otACY H_6Fd5 W_6Fd5" data-test-id="shareButtonAnchor" style="height: 16px; padding: 5px 7px; width: 16px;" tabindex="-1"><button class="c27KHO0_n b_0 M_0 i_0 I_T y_Z2hYGcu A_6EqO r_P C_q cvhIH6_T P_0" data-test-id="icon-btn-share_social" style="-webkit-tap-highlight-color: transparent; appearance: none; border-color: initial; border-style: initial; border-width: 0px; cursor: pointer; font-family: YahooSans, "Helvetica Neue", "Segoe UI", Helvetica, Arial, sans-serif; font-size: 13px; line-height: 0; margin: 0px; padding: 0px;" tabindex="-1" title="Share" type="button"><span class="D_F ab_C gl_C W_6D6F" style="align-items: center; display: flex; justify-content: center; width: 16px;"><svg class="D_X W_6Fd5 H_6Fd5 cdPFi_Z281SGl cZW7ROP_n en_0 cvhIH6_T" viewbox="0 0 20 20"><path d="M13.2 12.1c-.6 0-1.2.2-1.7.6l-2.3-1.6c.1-.3.2-.7.2-1.1s-.1-.7-.2-1.1l2.3-1.6c.5.3 1.1.6 1.7.6 1.6 0 2.9-1.3 2.9-2.9s-1.3-3-2.9-3-2.9 1.3-2.9 2.9c0 .4.1.7.2 1.1L8.2 7.6c-.5-.3-1.1-.5-1.8-.5-1.6 0-2.9 1.3-2.9 2.9s1.3 2.9 2.9 2.9c.6 0 1.2-.2 1.7-.6l2.3 1.6c-.1.3-.2.7-.2 1.1 0 1.6 1.3 2.9 2.9 2.9S16 16.6 16 15s-1.2-2.9-2.8-2.9z"></path></svg></span></button></div></div></div></div></div><div><br /></div><div><br /></div><div><br /></div><div>Reach out to me and I can show you how - it might cost you nothing to retire your death insurance and make your life insurance policy infinitely more usable.<br /><br /></div></div></td></tr></tbody></table></th></tr></tbody></table></td></tr><tr><td height="4" style="background: rgb(242, 242, 242); min-height: 4px; word-break: normal;"></td></tr><tr><td align="center" style="padding: 49px 20px; word-break: normal;"><table cellpadding="0" cellspacing="0"><tbody><tr><td align="center" style="min-height: 110px; width: 220px; word-break: normal;"><a href="http://clicks.aosout.com/messages/links/click?tu=eyJhbGciOiJIUzI1NiJ9.eyJ0b2tlbiI6Ijk2NzI5ZjVlZGRmZjhjYTJiZmIyMjgzNjg0OTYiLCJ1cmwiOiJodHRwczovL2xpdmluZ2JlbmVmaXRzZXhwZXJ0cy5jb20vbWFyeWZpc2hlciJ9.JhsLjwZ4WS_ncKdeu9-S_FWUQ9derUSLsi1jOmU7O_c" rel="nofollow noopener noreferrer" style="color: #4a4a4a; outline: none;" target="_blank"><img alt="" src="https://ecp.yusercontent.com/mail?url=https%3A%2F%2Fd21y27je7ptf17.cloudfront.net%2Fimage%2Fupload%2Fe_trim%2Fc_pad%2Cdpr_2.0%2Ch_110%2Cw_220%2Fv1615412871%2Fdtupchebv0tbr06hd431.png&t=1642628214&ymreqid=707e89d4-23cc-a7c8-1c79-01006a01b200&sig=XBO73skLBkFxWt0wwMHeyg--~D" style="border: none; color: black; font-family: Arial, Helvetica, sans-serif; font-size: 16px; font-stretch: normal; font-weight: bold; line-height: 20px; max-width: 220px; text-indent: -9999px; vertical-align: top;" /></a></td></tr></tbody></table></td></tr></tbody></table>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-11227079605580019342021-12-29T16:55:00.000-08:002021-12-29T16:55:03.015-08:00The Right Way To Spend<p> </p><h3 style="-webkit-text-size-adjust: auto; color: var(--dark-brand-color, #00184f); font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 23px; font-stretch: normal; line-height: 1.2em; margin: 1.3em 0px 0.6em;">There’s endless advice about how not to spend money. And it’s often delivered with an undertone of shame.</h3><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">“You’re spending WHAT on your one bedroom apartment? Why don’t you find roommates?”</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">“I’ll bet those lattes add up! That money could be going towards your retirement.”</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">“You still buy food? Dumpster diving is so much more thrifty!”</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">You get the picture.</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">But make no mistake—pruning back your budget is great IF overspending is stopping you from reaching your goals.</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">But what if you’re financially on target? What if your debt is gone, your family’s protected, your retirement accounts are compounding, your emergency fund is stocked, and you still have money to spare?</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">Good news—you don’t have to live like a broke college student. That’s not you anymore. Instead, you can spend money on the things you really care about, like…</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">• People you love</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">• Causes that inspire you</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">• Local businesses</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">• House cleaning services</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">• Travelling</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">• Building your dream house</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">• New skills and hobbies</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">This isn’t a call to wildly spend on everything that catches your momentary fancy. That might be symptomatic of underlying wounds that you’re trying to heal with money. It won’t work.</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">Instead, it’s a call to identify a few things that you’re truly passionate about. Ramit Sethi of I Will Teach You to Be Rich fame calls these Money Dials.¹ They’re things like convenience, travel, and self-improvement that excite you.</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">Just imagine you have limitless money. What would be the first thing you spend it on? That’s your money dial. </p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">And, so long as you’re financially stable, there’s no shame in spending money on those things. This is why you’ve worked so hard and saved so much—to provide yourself and your loved ones with a better quality of life. Give yourself permission to enjoy that!</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">So what are you waiting for? Start planning that backpacking adventure through Scandinavia, or drafting blueprints for your dream house, or decking out the spare room as a recording studio. You’ve earned it!</p><p style="-webkit-text-size-adjust: auto; caret-color: rgb(74, 74, 74); color: #4a4a4a; font-family: lato, museo-sans-rounded, "Helvetica Neue", Helvetica, sans-serif; font-size: 16px; font-stretch: normal; line-height: 30px; margin: 30px 0px; max-width: 800px;">Not positioned to spend on your passions yet? That’s okay! For now, let your goals inspire you to take the first steps towards creating financial independence and the lifestyle that can follow.</p>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-69740318560864755602021-10-27T13:33:00.002-07:002021-10-27T13:33:37.409-07:00Everyone on Earth Needs Living Benefits<p><span style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;">Rickson Amorim was the picture of health - a fit, young entrepreneur in his 30's who had built a successful career helping his client protect themselves with a revolutionary new kind of life insurance. He never imagined he would find himself utilizing his own Living Benefits policy after a freakish, out-of-the-blue medical emergency.</span></p><a class="yiv5052456874link" href="https://livingbenefitsexperts.com/katherinezacharias/videos?video=living_benefits_rickson_amorim" rel="nofollow noopener noreferrer" style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px; outline: none;" target="_blank">Watch as Rickson and his wife Bianca tell their harrowing story</a><span style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"> of a sudden, unexplained cardiac arrest that left him clinging to life in a coma. </span><span class="yiv5052456874bold" style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px; font-weight: 700;">Rickson's Living Benefits life insurance policy sprang into action and paid out over $250,000 in tax-free benefits</span><span style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;">, leading to a miraculous recovery and ensuring a bright, healthy future for Rickson and his new bride. </span><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><br /></div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;">No matter how young and healthy we may be (or think ourselves to be), nobody is immune from the occasional hand grenade life has the unfortunate capability of tossing our way. You can't afford to be caught off-guard.</div>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-73226360177324410052021-09-01T11:12:00.002-07:002021-09-01T11:12:50.305-07:00Thomas Family - A Living Benefits Testimonial<div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;">When Amanda Thomas was diagnosed with thoracic cancer shortly after delivering her fourth child, her family's world was turned upside down. She would spend a year out of work while undergoing grueling chemo treatments. Her job dropped her from their health insurance. Her paychecks stopped coming in. Meanwhile, the medical expenses were piling up.</div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><br /></div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><span class="yiv6778555848bold" style="font-weight: 700;"><a class="yiv6778555848link" href="http://clicks.aosout.com/messages/links/click?tu=eyJhbGciOiJIUzI1NiJ9.eyJ0b2tlbiI6ImEzODRkYTBmOWVkNDA1ZWE1Y2ZjMzMxYzQ1ZWEiLCJ1cmwiOiJodHRwczovL2xpdmluZ2JlbmVmaXRzZXhwZXJ0cy5jb20vbG10b2ZpbmFuY2lhbC92aWRlb3M_dmlkZW89bGl2aW5nX2JlbmVmaXRzX2FtYW5kYV9hbmRfZXVnZW5lIn0.z5lJtdjLSLjHjy2ITNyhFjpwhGgQSB2xcecU2wqDryI" rel="nofollow noopener noreferrer" style="color: #4a4a4a; outline: none;" target="_blank">Click here to watch Amanda and Eugene tell their story!</a></span></div><div style="background-color: white;"><span style="color: #4a4a4a; font-family: helvetica, sans-serif;"><span style="font-size: 17px;">https://www.youtube.com/watch?v=rGOZEEFI1FQ</span></span></div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><br /></div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;">Thankfully, Amanda and her husband Eugene had prepared for this very situation back when she was healthy by putting a Living Benefits life insurance plan in place for their family.</div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><br /></div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><span class="yiv6778555848bold" style="font-weight: 700;">Utilizing her policy's built-in Critical Illness rider, Amanda was able to accelerate $405,000 of her life insurance policy's death benefit to get a tax-free check for $343,000 in her hands.</span></div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><span class="yiv6778555848bold" style="font-weight: 700;"><br /></span></div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><span class="yiv6778555848bold" style="font-weight: 700;">Living Benefits are what I specialize in. If you have a life insurance plan in place for your family, we need to make sure these life-saving features are included with your family's coverage at <u class="yiv6778555848underline">no extra premium cost.</u></span></div><div style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"><br /></div><span style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;">Shoot me an email and let's set up a chat!</span><iframe frameborder="0" height="270" src="https://youtube.com/embed/rGOZEEFI1FQ" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-22035475302749163472021-07-07T15:07:00.001-07:002021-07-07T15:07:09.704-07:00Beating breast cancer with Living Benefits<p> <span style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;">Latasha McCray was living her life to the fullest - she was in perfect shape, had a great job and a financial plan for the future. When a breast cancer diagnosis turned her world upside down, Latasha found all of her well-laid plans crumbling around her.</span></p><br style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;" /><span style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;">Even though she had great health insurance, her plan didn't cover all of her treatment costs. As the bills began to pile up, Latasha was forced to go on unpaid medical leave, dropping her income to zero.</span><br style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;" /><br style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;" /><a class="yiv6659450268link" href="https://www.youtube.com/watch?v=kscvp4hx6ww" rel="nofollow noopener noreferrer" style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px; outline: none;" target="_blank">Watch as Latasha tells the story of how her Living Benefits life insurance plan sprung into action</a><span style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;"> at the time she needed it most, leaving her plenty of money to replace her lost income and pay for all of her medical treatments en route to a full recovery.</span><br style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;" /><br style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px;" /><span class="yiv6659450268bold" style="background-color: white; color: #4a4a4a; font-family: helvetica, sans-serif; font-size: 17px; font-weight: 700;">I specialize in this new kind of life insurance that can save your skin if you ever find yourself in a predicament like Latasha's. If you're interested in how much it might cost you to set up this protection, send me your birthdate and I'll run some numbers for you!</span>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-14832085645886148952021-06-17T17:50:00.001-07:002021-06-17T17:50:10.268-07:00How to avoid medical bankruptcy!<p> <span data-offset-key="7tihj-0-0" style="background-color: white; color: #0f1419; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-text="true">Natalia's Living Benefits Story </span></span><span style="background-color: white; color: #1b95e0; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-offset-key="7tihj-1-0">https://youtu.be/M5ev6hQVeBo</span></span><span data-offset-key="7tihj-2-0" style="background-color: white; color: #0f1419; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-text="true"> via </span></span><span style="background-color: white; color: #1b95e0; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-offset-key="7tihj-3-0">@YouTube</span></span><span data-offset-key="7tihj-4-0" style="background-color: white; color: #0f1419; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-text="true"> Only 4% of life ins owned today has the </span></span><span style="background-color: white; color: #1b95e0; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-offset-key="7tihj-5-0">#livingbenefits</span></span><span data-offset-key="7tihj-6-0" style="background-color: white; color: #0f1419; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-text="true"> that I offer!! do you have it yet? </span></span><span style="background-color: white; color: #1b95e0; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-offset-key="7tihj-7-0">#cancersucks</span></span><span data-offset-key="7tihj-8-0" style="background-color: white; color: #0f1419; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space: pre-wrap;"><span data-text="true"> </span></span></p>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-89409343903811689772021-05-13T14:46:00.001-07:002021-05-13T14:46:55.056-07:00IUL for Kids<iframe width="480" height="270" src="https://youtube.com/embed/gIieZrg3_UE" frameborder="0"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-2668458230003551252020-12-30T11:49:00.001-08:002020-12-30T11:49:57.585-08:00Benefícios Em Vida - "Airbags" Vídeo<iframe width="480" height="270" src="https://youtube.com/embed/Xt_Tf2_MaTM" frameborder="0"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-21985986273034762152020-12-07T13:59:00.001-08:002020-12-07T13:59:47.568-08:00The Rowe Family - A Living Benefits Story<iframe style="background-image:url(https://i.ytimg.com/vi/BcBJ_AhYeBY/hqdefault.jpg)" width="480" height="270" src="https://www.youtube.com/embed/BcBJ_AhYeBY" frameborder="0"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-8480012290262685882020-10-27T08:59:00.003-07:002020-10-27T08:59:54.331-07:00Do you have a buy sell agreement in place for your business yet?<p> <span style="background-color: white; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px;">Do you have a buy sell agreement in place yet for your small business? If not, make sure to set one up so you are prepared for business continuation. </span><a data-attribute-index="0" href="https://www.linkedin.com/feed/hashtag/?keywords=swan&highlightedUpdateUrns=urn%3Ali%3Aactivity%3A6726884124973510658" style="background: rgb(255, 255, 255); border: 0px; box-sizing: inherit; display: inline-block; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px; font-weight: 600; line-height: inherit !important; margin: 0px; padding: 0px; position: relative; text-decoration-line: none; touch-action: manipulation; vertical-align: baseline;">#SWAN</a><span style="background-color: white; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px;"> </span><a data-attribute-index="1" href="https://www.linkedin.com/feed/hashtag/?keywords=kswz&highlightedUpdateUrns=urn%3Ali%3Aactivity%3A6726884124973510658" style="background: rgb(255, 255, 255); border: 0px; box-sizing: inherit; display: inline-block; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px; font-weight: 600; line-height: inherit !important; margin: 0px; padding: 0px; position: relative; text-decoration-line: none; touch-action: manipulation; vertical-align: baseline;">#KSWZ</a><span style="background-color: white; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px;"> </span><a data-attribute-index="2" href="https://www.linkedin.com/feed/hashtag/?keywords=5rf&highlightedUpdateUrns=urn%3Ali%3Aactivity%3A6726884124973510658" style="background: rgb(255, 255, 255); border: 0px; box-sizing: inherit; display: inline-block; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px; font-weight: 600; line-height: inherit !important; margin: 0px; padding: 0px; position: relative; text-decoration-line: none; touch-action: manipulation; vertical-align: baseline;">#5RF</a><span style="background-color: white; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px;"> </span><a data-attribute-index="3" href="https://www.linkedin.com/feed/hashtag/?keywords=peaceofmind&highlightedUpdateUrns=urn%3Ali%3Aactivity%3A6726884124973510658" style="background: rgb(255, 255, 255); border: 0px; box-sizing: inherit; display: inline-block; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px; font-weight: 600; line-height: inherit !important; margin: 0px; padding: 0px; position: relative; text-decoration-line: none; touch-action: manipulation; vertical-align: baseline;">#peaceofmind</a><span style="background-color: white; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px;"> </span><a data-attribute-index="4" href="https://www.linkedin.com/feed/hashtag/?keywords=lifeinsurance&highlightedUpdateUrns=urn%3Ali%3Aactivity%3A6726884124973510658" style="background: rgb(255, 255, 255); border: 0px; box-sizing: inherit; display: inline-block; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px; font-weight: 600; line-height: inherit !important; margin: 0px; padding: 0px; position: relative; text-decoration-line: none; touch-action: manipulation; vertical-align: baseline;">#Lifeinsurance</a><span style="background-color: white; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px;"> </span><a data-attribute-index="5" href="https://www.linkedin.com/feed/hashtag/?keywords=livingbenefits&highlightedUpdateUrns=urn%3Ali%3Aactivity%3A6726884124973510658" style="background: rgb(255, 255, 255); border: 0px; box-sizing: inherit; display: inline-block; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px; font-weight: 600; line-height: inherit !important; margin: 0px; padding: 0px; position: relative; text-decoration-line: none; touch-action: manipulation; vertical-align: baseline;">#livingbenefits</a><span style="background-color: white; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 14px;"> If you're a business owner, you may not have planned sufficiently for the future if a buy-sell agreement hasn't been drawn. A buy-sell agreement decrees how a business, or share of a business, will be transferred upon death, disability or retirement. A buy-sell agreement can be between partners, between a business entity and its stockholders, or between an owner and a key employee. It predetermines who will receive a business or its share, how the sale or transfer will be funded and it provides a means for paying personal estate taxes after the transfer.</span></p>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-19895065171928406192020-10-05T21:17:00.003-07:002020-10-05T21:17:35.514-07:00Im Hiring!!<p> <span style="-webkit-text-size-adjust: auto; font-size: 17px;">Hi Friends! I need your help - I'm hiring!!</span><span style="-webkit-text-size-adjust: auto; font-size: 17px;"> </span><span style="-webkit-text-size-adjust: auto; font-size: 17px;"> </span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1">Do you know anyone looking for extra income or a career change?</span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1">These are train and work from home positions and you must be able to pass a background check.</span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1">1. Spare time - Work commitment of working 4 to 5 hours a week</span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1">2. Part time - Work commitment of working 5 to 15 hours a week.</span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1">3. Full time - Work commitment of working 20 plus hours a week</span></p><p class="p1" style="-webkit-text-size-adjust: auto; font-size: 17px; font-stretch: normal; line-height: normal; margin: 0px;"><span class="s1">No experience needed, however you must pass a background check. Some out of state positions are also available if you know of someone.</span></p>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-63032279413039975352020-09-22T13:50:00.001-07:002020-09-22T13:50:50.432-07:00Living Benefits: The Smartphones of Life Insurance<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/e7t0B2oDPWE" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-11797294037842740042020-07-24T09:41:00.001-07:002020-07-24T09:41:19.440-07:00Living Benefits Life Insurance - [EXPLAINED]<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/eSXSSH2WbOY" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-37134123113367262002020-07-14T11:27:00.000-07:002020-07-14T11:27:15.819-07:00Do you know someone who is looking for a new amazing career?<div>
Please, Give a think. Who do you know, based in the US, who might be looking for a career change? </div>
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🎬 A career where they are independent yet supported, respected for their uniqueness and have an opportunity to make a significant income on a flexible schedule ...all while providing something of tremendous value to their fellow humans. </div>
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🇺🇸 In any state of the US. In any language.*</div>
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In a time like this, safety and flexibility of access to your money, tax advantages, life insurance and living benefits are more in demand than ever. And we need help getting the word out and the job done. </div>
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If you know someone with an amazing attitude and WILLINGNESS to learn and to work...</div>
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From home..,</div>
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From a full-time committed business builder to very part time associate...we can work with almost any schedule. </div>
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Please, if someone comes to mind, introduce us. Forward my info to them. Or let me know via text, messenger, linked in...whatever mode is your best. Or yes..,the old fashioned telephone call!! 😂😂😂. </div>
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Our CEO, Mr. Mike Wilk, recorded a dynamite VIDEO presentation available 24/7. Called</div>
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CAREER 101 if you’d like a bit more info or become more familiar yourself. You can </div>
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Find that at:</div>
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www.fiveringsfinancial.com. </div>
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Big GREEN Button right on the home page. </div>
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Have a great day and PLEASE stay safe and well!</div>
KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-9724442162241311322020-06-17T10:08:00.001-07:002020-06-17T10:09:51.702-07:00What is split dollar?<h1 style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); -webkit-text-size-adjust: 100%; border-bottom-left-radius: 0px !important; border-bottom-right-radius: 0px !important; border-top-left-radius: 0px !important; border-top-right-radius: 0px !important; box-sizing: border-box; color: #6ab800; font-family: "Open Sans", sans-serif; font-size: 26px; line-height: 1.1; margin: 20px 0px 10px; text-shadow: none !important; text-transform: uppercase;">
SPLIT DOLLAR</h1>
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<span style="background-color: transparent; font-size: 14px;">Split dollar arrangements are a way for a business to help the business owner or key employees of the business acquire permanent life protection. It is also a way for an individual to assist another person (or trust) with the costs of acquiring a permanent life insurance policy.</span><span style="background-color: transparent; font-size: 14px;"> </span></h3>
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<table style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); -webkit-text-size-adjust: 100%; background-color: #f7f8f9; border-bottom-left-radius: 0px !important; border-bottom-right-radius: 0px !important; border-spacing: 0px; border-top-left-radius: 0px !important; border-top-right-radius: 0px !important; border: 1px solid rgb(224, 116, 36); box-sizing: border-box; caret-color: rgb(51, 51, 51); color: #333333; float: right; font-family: "Open Sans", sans-serif; font-size: 14px; margin: 10px; padding: 20px; text-shadow: none !important; width: 13%px; z-index: 0;"><tbody style="border-bottom-left-radius: 0px !important; border-bottom-right-radius: 0px !important; border-top-left-radius: 0px !important; border-top-right-radius: 0px !important; box-sizing: border-box; text-shadow: none !important;">
<tr style="border-bottom-left-radius: 0px !important; border-bottom-right-radius: 0px !important; border-top-left-radius: 0px !important; border-top-right-radius: 0px !important; box-sizing: border-box; text-shadow: none !important;"><td style="border-bottom-left-radius: 0px !important; border-bottom-right-radius: 0px !important; border-top-left-radius: 0px !important; border-top-right-radius: 0px !important; box-sizing: border-box; padding: 0px; text-shadow: none !important; vertical-align: middle !important;"><h3 style="border-bottom-left-radius: 0px !important; border-bottom-right-radius: 0px !important; border-top-left-radius: 0px !important; border-top-right-radius: 0px !important; box-sizing: border-box; color: inherit; font-family: inherit; font-size: 19px; font-weight: 500; line-height: 1.1; margin: 15px 0px 5px; text-shadow: none !important;">
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KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-59839724045947258802020-05-13T10:46:00.002-07:002020-05-13T10:46:35.829-07:00How to Plan for Stock Market & Tax Rate Volatility<a href="https://www.lifepro.com/Blog/PostId/1970/how-to-plan-for-stock-market-and-tax-rate-volatility?personID=544820&linkID=Button1Link">https://www.lifepro.com/Blog/PostId/1970/how-to-plan-for-stock-market-and-tax-rate-volatility?personID=544820&linkID=Button1Link</a>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-10531545143340021802020-05-05T11:16:00.001-07:002020-05-05T11:16:52.617-07:00Were you laid off due to Covid19? Join me, I'm hiring PT and FT!!!<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/YxX8gqL2_1s" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-30076432822728716942020-04-21T09:39:00.001-07:002020-04-21T09:39:34.658-07:00Financial Literacy Month: Thirty Steps to Financial Wellness<a href="https://www.moneymanagement.org/credit-counseling/resources/financial-literacy-month#.Xp8hur836gE.blogger">Financial Literacy Month: Thirty Steps to Financial Wellness</a>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-16784297840999882282020-04-08T10:37:00.001-07:002020-04-08T10:37:17.576-07:00COVID Headlines Life Insurance, Are you protected?<iframe allowfullscreen="" frameborder="0" height="344" src="https://www.youtube.com/embed/Y0FDACXcEJc" width="459"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-65598955578277474612020-04-08T10:26:00.001-07:002020-04-08T10:26:05.297-07:00Impact of Taxes<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/eE_S51P42HM" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-49806818878295136542020-03-13T13:18:00.001-07:002020-03-13T13:18:01.733-07:00IUL for Kids, The S&P 500 Continues to Drop … Don’t Worry with the Downside Protection of an IUL!<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/gIieZrg3_UE" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-45985381615609726292020-01-30T14:40:00.001-08:002020-01-30T14:40:16.762-08:00A Living Benefits Story - Latasha McCray<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/kscvp4hx6ww" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-71959775893472903982019-12-10T16:51:00.001-08:002019-12-10T16:51:39.025-08:00Living Benefits: The Smartphones of Life Insurance<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/e7t0B2oDPWE" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-71956048232695751102019-10-18T17:09:00.001-07:002019-10-18T17:09:26.285-07:00Jessica's Story<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/ERzQms70foI" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0tag:blogger.com,1999:blog-8457043254054019547.post-29033697553586303752019-08-05T14:40:00.001-07:002019-08-05T14:40:05.744-07:00Do you have Living Benefits yet???<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/b3tdBKVoCp8" width="480"></iframe>KSWZ Insurance Serviceshttp://www.blogger.com/profile/17922268537870265838noreply@blogger.com0