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Wednesday, January 19, 2022
Happy LBAM!
Wednesday, December 29, 2021
The Right Way To Spend
There’s endless advice about how not to spend money. And it’s often delivered with an undertone of shame.
“You’re spending WHAT on your one bedroom apartment? Why don’t you find roommates?”
“I’ll bet those lattes add up! That money could be going towards your retirement.”
“You still buy food? Dumpster diving is so much more thrifty!”
You get the picture.
But make no mistake—pruning back your budget is great IF overspending is stopping you from reaching your goals.
But what if you’re financially on target? What if your debt is gone, your family’s protected, your retirement accounts are compounding, your emergency fund is stocked, and you still have money to spare?
Good news—you don’t have to live like a broke college student. That’s not you anymore. Instead, you can spend money on the things you really care about, like…
• People you love
• Causes that inspire you
• Local businesses
• House cleaning services
• Travelling
• Building your dream house
• New skills and hobbies
This isn’t a call to wildly spend on everything that catches your momentary fancy. That might be symptomatic of underlying wounds that you’re trying to heal with money. It won’t work.
Instead, it’s a call to identify a few things that you’re truly passionate about. Ramit Sethi of I Will Teach You to Be Rich fame calls these Money Dials.¹ They’re things like convenience, travel, and self-improvement that excite you.
Just imagine you have limitless money. What would be the first thing you spend it on? That’s your money dial.
And, so long as you’re financially stable, there’s no shame in spending money on those things. This is why you’ve worked so hard and saved so much—to provide yourself and your loved ones with a better quality of life. Give yourself permission to enjoy that!
So what are you waiting for? Start planning that backpacking adventure through Scandinavia, or drafting blueprints for your dream house, or decking out the spare room as a recording studio. You’ve earned it!
Not positioned to spend on your passions yet? That’s okay! For now, let your goals inspire you to take the first steps towards creating financial independence and the lifestyle that can follow.
Wednesday, October 27, 2021
Everyone on Earth Needs Living Benefits
Rickson Amorim was the picture of health - a fit, young entrepreneur in his 30's who had built a successful career helping his client protect themselves with a revolutionary new kind of life insurance. He never imagined he would find himself utilizing his own Living Benefits policy after a freakish, out-of-the-blue medical emergency.
Watch as Rickson and his wife Bianca tell their harrowing story of a sudden, unexplained cardiac arrest that left him clinging to life in a coma. Rickson's Living Benefits life insurance policy sprang into action and paid out over $250,000 in tax-free benefits, leading to a miraculous recovery and ensuring a bright, healthy future for Rickson and his new bride.No matter how young and healthy we may be (or think ourselves to be), nobody is immune from the occasional hand grenade life has the unfortunate capability of tossing our way. You can't afford to be caught off-guard.
Wednesday, September 1, 2021
Thomas Family - A Living Benefits Testimonial
When Amanda Thomas was diagnosed with thoracic cancer shortly after delivering her fourth child, her family's world was turned upside down. She would spend a year out of work while undergoing grueling chemo treatments. Her job dropped her from their health insurance. Her paychecks stopped coming in. Meanwhile, the medical expenses were piling up.
https://www.youtube.com/watch?v=rGOZEEFI1FQ
Thankfully, Amanda and her husband Eugene had prepared for this very situation back when she was healthy by putting a Living Benefits life insurance plan in place for their family.
Utilizing her policy's built-in Critical Illness rider, Amanda was able to accelerate $405,000 of her life insurance policy's death benefit to get a tax-free check for $343,000 in her hands.
Living Benefits are what I specialize in. If you have a life insurance plan in place for your family, we need to make sure these life-saving features are included with your family's coverage at no extra premium cost.
Wednesday, July 7, 2021
Beating breast cancer with Living Benefits
Latasha McCray was living her life to the fullest - she was in perfect shape, had a great job and a financial plan for the future. When a breast cancer diagnosis turned her world upside down, Latasha found all of her well-laid plans crumbling around her.
Even though she had great health insurance, her plan didn't cover all of her treatment costs. As the bills began to pile up, Latasha was forced to go on unpaid medical leave, dropping her income to zero.
Watch as Latasha tells the story of how her Living Benefits life insurance plan sprung into action at the time she needed it most, leaving her plenty of money to replace her lost income and pay for all of her medical treatments en route to a full recovery.
I specialize in this new kind of life insurance that can save your skin if you ever find yourself in a predicament like Latasha's. If you're interested in how much it might cost you to set up this protection, send me your birthdate and I'll run some numbers for you!
Thursday, June 17, 2021
How to avoid medical bankruptcy!
Natalia's Living Benefits Story https://youtu.be/M5ev6hQVeBo via @YouTube Only 4% of life ins owned today has the #livingbenefits that I offer!! do you have it yet? #cancersucks
Thursday, May 13, 2021
Wednesday, December 30, 2020
Monday, December 7, 2020
Tuesday, October 27, 2020
Do you have a buy sell agreement in place for your business yet?
Do you have a buy sell agreement in place yet for your small business? If not, make sure to set one up so you are prepared for business continuation. #SWAN #KSWZ #5RF #peaceofmind #Lifeinsurance #livingbenefits If you're a business owner, you may not have planned sufficiently for the future if a buy-sell agreement hasn't been drawn. A buy-sell agreement decrees how a business, or share of a business, will be transferred upon death, disability or retirement. A buy-sell agreement can be between partners, between a business entity and its stockholders, or between an owner and a key employee. It predetermines who will receive a business or its share, how the sale or transfer will be funded and it provides a means for paying personal estate taxes after the transfer.
Monday, October 5, 2020
Im Hiring!!
Hi Friends! I need your help - I'm hiring!!
Do you know anyone looking for extra income or a career change?
These are train and work from home positions and you must be able to pass a background check.
1. Spare time - Work commitment of working 4 to 5 hours a week
2. Part time - Work commitment of working 5 to 15 hours a week.
3. Full time - Work commitment of working 20 plus hours a week
No experience needed, however you must pass a background check. Some out of state positions are also available if you know of someone.
Tuesday, September 22, 2020
Friday, July 24, 2020
Tuesday, July 14, 2020
Do you know someone who is looking for a new amazing career?
Please, Give a think. Who do you know, based in the US, who might be looking for a career change?
🎬 A career where they are independent yet supported, respected for their uniqueness and have an opportunity to make a significant income on a flexible schedule ...all while providing something of tremendous value to their fellow humans.
🇺🇸 In any state of the US. In any language.*
In a time like this, safety and flexibility of access to your money, tax advantages, life insurance and living benefits are more in demand than ever. And we need help getting the word out and the job done.
If you know someone with an amazing attitude and WILLINGNESS to learn and to work...
From home..,
From a full-time committed business builder to very part time associate...we can work with almost any schedule.
Please, if someone comes to mind, introduce us. Forward my info to them. Or let me know via text, messenger, linked in...whatever mode is your best. Or yes..,the old fashioned telephone call!! 😂😂😂.
Our CEO, Mr. Mike Wilk, recorded a dynamite VIDEO presentation available 24/7. Called
CAREER 101 if you’d like a bit more info or become more familiar yourself. You can
Find that at:
www.fiveringsfinancial.com.
Big GREEN Button right on the home page.
Have a great day and PLEASE stay safe and well!
Wednesday, June 17, 2020
What is split dollar?
SPLIT DOLLAR
Split dollar arrangements are a way for a business to help the business owner or key employees of the business acquire permanent life protection. It is also a way for an individual to assist another person (or trust) with the costs of acquiring a permanent life insurance policy. |
Wednesday, May 13, 2020
Tuesday, May 5, 2020
Tuesday, April 21, 2020
Wednesday, April 8, 2020
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