Monday, April 1, 2013
April-Money-101-Starts-Next-Week!!!
Be my guest! http://myemail.constantcontact.com/April-Money-101-Starts-Next-Week-.html?soid=1103559743440&aid=CCUJH4uvuhc
Monday, March 25, 2013
Wednesday, March 20, 2013
What kind of car would you be?
I went to a great event with NAWBO San Diego last week where Felena Hanson, the owner of Hera Hub spoke. One of the items she brought up was, what car would you be when you think of your business. Its a very good question. A lot of the women in the room had a hard time with it, its also hard to distinguish between you and your business. Sometimes its the same car but sometimes its not. I chose my car, The Chevrolet Camaro, because its reliable and safe and dependable. Its considered a flashy sports car to some but to ins co its a coupe and not considered a sports car. I am a lil sporty sometimes. What car would you/your business be?
Then On Friday last week at the Hera Hub Members only lunch, Felena asked us if we could be a vegetable which vegetable would you/your business be? I chose the carrot, it helps ppl with eye site and I thought of my business. I guide ppl thru the chaotic choice between Cobra or getting an ind health insurance plan on their own. I enable them to see their options more clearly. I also guide ppl in their choice of financial vehicles for retirement savings or college savings for their kids. I help them to see their options for either more clearly. What veggie would you be?
Then On Friday last week at the Hera Hub Members only lunch, Felena asked us if we could be a vegetable which vegetable would you/your business be? I chose the carrot, it helps ppl with eye site and I thought of my business. I guide ppl thru the chaotic choice between Cobra or getting an ind health insurance plan on their own. I enable them to see their options more clearly. I also guide ppl in their choice of financial vehicles for retirement savings or college savings for their kids. I help them to see their options for either more clearly. What veggie would you be?
Affordable Care Act Taxes effective January 1, 2014
Affordable Care Act Taxes effective January 1, 2014
| The Affordable Care Act (ACA) requires that taxes be collected in order to fund certain provisions of health reform. Beginning January 1, 2014, there are two new taxes that will go into effect. We are providing a summary of those taxes below, as well as a convenient fact sheet you can download for your reference and to share with your clients. Purpose of these ACA Taxes Health insurer tax – to help fund premium subsidies for certain individuals and families purchasing coverage through health insurance exchanges. Transitional reinsurance tax – to help stabilize premiums and the cost of high-risk individuals entering the individual market in each state's health insurance exchange. |
April Will Bring Showers Of Money 101
Be my guest next mo to Money 101, its a great educational event we put on for free ea mo.! http://myemail.constantcontact.com/April-Will-Bring-Showers-Of-Money---101-.html?soid=1103559743440&aid=L36LYRz_L70
Thursday, March 14, 2013
Anthem CA Healthcare Reform meeting this morning
Wow! I was in a healthcare reform meeting this morning and its crazy, there are changes happening daily and new information coming out all the time. Its mind boggling even for someone who is doing this 24 hours a day 7 days a week. I don't know if you saw my tweets yesterday but the new application for health insurance beginning 1/1 is 21 pages long! Ridiculous, how can it be 21 pages long when there is no underwriting? All plans come 1/1 will be guaranteed issue. Hilarious. The apps now are not even 21 pages long with underwriting. I was noticing all the other agents in the room and their reactions to various topics, of course a big one was our commissions. Apparently we are still going to get commissions but what they will be is a question still. They were reduced significantly back on 3/23/10 when the bill was signed and apparently its coming again when open enrollment begins in 10/13 for the PPACA. The open enrollment period for folks will be from October of this year to 3//31/2014. We expect open enrollment to be delayed already due to the short time frame all the carriers and the Feds have to get everything set up and approved but we shall see. For all of my colleagues out there who would like to supplement your income in our business with life and annuity sales helping ppl with retirement planning and college savings for their kids and grandkids, I would be happy to talk to you about joining me on my team at Five Rings Financial. Our Next Money 101 free seminar is on April 10 in San Marcos, CA. Have a great day all!
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