TNT

Every Thursday night we have Training at Five Rings Financial, its called TNT.  It's very educational and sometimes heart warming and I love it every week.  Some of my colleagues are telling their personal stories as to how selling insurance has changed their lives.  I agree. I started 21 years ago as a college Student at SDSU.  I was an intern for a few months and then was offered a full time gig. It wasn't my dream but since my friends had all moved home or were "flipping burgers at McDonalds", I said yes.  I had a very strict Japanese Mother so I was not about to move back home and It was north of LA, forget that!  Well one of my first assignments as an agent and the Customer Service person for our John Hancock office in Mission Valley was to go on a death claim call. I sat with this woman for hours, she must have been in her 70s. When I presented the check to her she was happy but was still torn from being widowed. It was one of the most interesting and hardest things I had ever done up to the young age of 22.  That day changed my life and I saw how important life insurance was.  I immediately went and bought my own policy. I was not married nor did i have kids but I bought it anyhow.

Three years ago we lost my mom to Lung Cancer, she did not have any supplemental insurance at all, NO cancer ins.  She only had $1000 life ins policy, ridiculous!  Now my father is struggling and I certainly don't want this to happen to my husband should I predecease him.  For the two years before my mom passed my dad was the sole caretaker, he himself was fighting cancer as well.  In fact for a few short years a few years ago we had 3/4 parents fighting cancer all at the same time, it was hell!  My father 3x times denied me in the last 21 years stating he nor my mother would not need Long Term Care Insurance, do you think he needed it, esp for my mom, YES he did, he was the sole caretaker and was going broke.  The emotional part of these few years for him I am SURE were difficult.  He never showed it but I know he was struggling.

Next mo is Life Insurance Awareness month and it is a very imp mo in my life.  I don't take it lightly and neither should you!  If you don't have life insurance please get it.  If you love yourself and your family you will do it.  And please make sure you get Living Benefits as well.  Its life insurance you don't have to die to use and its the best plan on the planet.  Not all brokers offer it.  If you don't have supplemental insurance and cancer, Diabetes, strokes, heart disease, etc. runs in your family, please get it, your health ins does NOT cover all things for all people.