Happy LBAM!

 

It's 2022, and it's time to retire your death insurance! If you have a traditional life insurance policy (one without built-in Living Benefits features), your policy only pays out to your beneficiaries in the event that you pass away.  Modern Living Benefits policies provide the same death benefit protection, but come with free features that allow you to access your benefits while you're still alive if you get seriously sick or injured. Get more information here!  https://livingbenefitsexperts.com/katherinezacharias/lbawarenessmonth#retire If you're paying for a traditional policy that only pays out if you die, let's retire that old-fashioned relic of the past and modernize your coverage! Retire Your Death Insurance Retire Your Death Insurance ...and get Living Benefits! Life insurance you don't have to die to use. Reach out to me and I can show you how - it might cost you nothing to retire your death insurance and make your life insurance policy infinitely more usable.

The Right Way To Spend

 

There’s endless advice about how not to spend money. And it’s often delivered with an undertone of shame.

“You’re spending WHAT on your one bedroom apartment? Why don’t you find roommates?”

“I’ll bet those lattes add up! That money could be going towards your retirement.”

“You still buy food? Dumpster diving is so much more thrifty!”

You get the picture.

But make no mistake—pruning back your budget is great IF overspending is stopping you from reaching your goals.

But what if you’re financially on target? What if your debt is gone, your family’s protected, your retirement accounts are compounding, your emergency fund is stocked, and you still have money to spare?

Good news—you don’t have to live like a broke college student. That’s not you anymore. Instead, you can spend money on the things you really care about, like…

• People you love

• Causes that inspire you

• Local businesses

• House cleaning services

• Travelling

• Building your dream house

• New skills and hobbies

This isn’t a call to wildly spend on everything that catches your momentary fancy. That might be symptomatic of underlying wounds that you’re trying to heal with money. It won’t work.

Instead, it’s a call to identify a few things that you’re truly passionate about. Ramit Sethi of I Will Teach You to Be Rich fame calls these Money Dials.¹ They’re things like convenience, travel, and self-improvement that excite you.

Just imagine you have limitless money. What would be the first thing you spend it on? That’s your money dial. 

And, so long as you’re financially stable, there’s no shame in spending money on those things. This is why you’ve worked so hard and saved so much—to provide yourself and your loved ones with a better quality of life. Give yourself permission to enjoy that!

So what are you waiting for? Start planning that backpacking adventure through Scandinavia, or drafting blueprints for your dream house, or decking out the spare room as a recording studio. You’ve earned it!

Not positioned to spend on your passions yet? That’s okay! For now, let your goals inspire you to take the first steps towards creating financial independence and the lifestyle that can follow.

Everyone on Earth Needs Living Benefits

Rickson Amorim was the picture of health - a fit, young entrepreneur in his 30's who had built a successful career helping his client protect themselves with a revolutionary new kind of life insurance. He never imagined he would find himself utilizing his own Living Benefits policy after a freakish, out-of-the-blue medical emergency.

Watch as Rickson and his wife Bianca tell their harrowing story of a sudden, unexplained cardiac arrest that left him clinging to life in a coma. Rickson's Living Benefits life insurance policy sprang into action and paid out over $250,000 in tax-free benefits, leading to a miraculous recovery and ensuring a bright, healthy future for Rickson and his new bride. 

No matter how young and healthy we may be (or think ourselves to be), nobody is immune from the occasional hand grenade life has the unfortunate capability of tossing our way. You can't afford to be caught off-guard.

Thomas Family - A Living Benefits Testimonial

When Amanda Thomas was diagnosed with thoracic cancer shortly after delivering her fourth child, her family's world was turned upside down. She would spend a year out of work while undergoing grueling chemo treatments. Her job dropped her from their health insurance. Her paychecks stopped coming in. Meanwhile, the medical expenses were piling up.

Click here to watch Amanda and Eugene tell their story!

https://www.youtube.com/watch?v=rGOZEEFI1FQ

Thankfully, Amanda and her husband Eugene had prepared for this very situation back when she was healthy by putting a Living Benefits life insurance plan in place for their family.

Utilizing her policy's built-in Critical Illness rider, Amanda was able to accelerate $405,000 of her life insurance policy's death benefit to get a tax-free check for $343,000 in her hands.

Living Benefits are what I specialize in. If you have a life insurance plan in place for your family, we need to make sure these life-saving features are included with your family's coverage at no extra premium cost.

Shoot me an email and let's set up a chat!

Beating breast cancer with Living Benefits

 Latasha McCray was living her life to the fullest - she was in perfect shape, had a great job and a financial plan for the future. When a breast cancer diagnosis turned her world upside down, Latasha found all of her well-laid plans crumbling around her.

Even though she had great health insurance, her plan didn't cover all of her treatment costs. As the bills began to pile up, Latasha was forced to go on unpaid medical leave, dropping her income to zero.

Watch as Latasha tells the story of how her Living Benefits life insurance plan sprung into action at the time she needed it most, leaving her plenty of money to replace her lost income and pay for all of her medical treatments en route to a full recovery.

I specialize in this new kind of life insurance that can save your skin if you ever find yourself in a predicament like Latasha's. If you're interested in how much it might cost you to set up this protection, send me your birthdate and I'll run some numbers for you!

How to avoid medical bankruptcy!

 Natalia's Living Benefits Story https://youtu.be/M5ev6hQVeBo via @YouTube Only 4% of life ins owned today has the #livingbenefits that I offer!! do you have it yet? #cancersucks

IUL for Kids