What is Index Life?

Index Life is a fixed Universal Life product with interest crediting rates linked to a popular market index. The most common index used is the S&P 500. Index life is a product that is designed for your clients with moderate risk tolerance. The key benefits of an index policy is that there is no downside market risk, which is associated with Variable Universal Life. In addition, it has good upside potential with market CAPS around 11-12% that can't be achieved with traditional Universal Life. Some contracts even provide secondary guarantees on death benefit. For more information please contact me.

You are cordially invited to My Next FREE Money 101 dinner seminar

Date:
Tuesday, February 16, 2010
Time:
6:30pm - 8:30pm
Location:
Old Spaghetti Factory
Street:
111 N Twin Oaks Valley Road
Description

The New Year is Here!
So, how are you going to make
2010 your best year ever??

Many people could be doing better with their finances with just a little education, especially right now!

After all, we go to school for 12 - 16 years to learn reading, writing & 'rithmetic, but never learn anything about how money works!

Please join us for dinner and an informative talk
Money 101

Learn how to apply financial principals to grow your money for college funding, retirement planning or simply wealth accumulation-- with money you never even knew you had!

If you've come to a previous event, you're more than welcome to come again. It's good information that's beneficial to everyone, even if you've heard it before.

Mike Wilk, President and Founder of Five Rings Financial will be flying in from Denver to be our presenter for this event!!

Please RSVP to me-- Look forward to seeing you there...Oh, and feel free to bring a friend!

Agenda:
6:30pm- 6:45pm * seating /order dinner
6:45pm- 7:45pm * Presentation with Mike
7:45pm - 8:30pm - Dinner is served, Q&A

Hope you can make it!
(If you have any questions, please call me)

This is an absolutely free event - you are our guest!
Now, that's money really working for you!

You are cordially invited to My Complimentary January Seminars

Money 101
Host: KSWZ Insurance Services & Five Rings Financial
Education - Class
Monday, January 11, 2010
7:00pm - 8:30pm
The Hampton Inn
5638 Sepulveda Blvd.
Sherman Oaks, CA
RSVP on Facebook
http://www.facebook.com/event.php?eid=233899984693&index=1

Money 101
Host: KSWZ Insurance Services & Five Rings Financial
Education - Class
Tuesday, January 12, 2010
6:30pm - 8:30pm
Old Spaghetti Factory
111 N Twin Oaks Valley Road
San Marcos, CA
RSVP on Facebook
http://www.facebook.com/event.php?eid=232422958037&ref=mf

Wine, Women & Wealth
Host: KSWZ Insurance Services & Five Rings Financial
Party - Mixer
Wednesday, January 20, 2010
7:00pm - 9:00pm
The Wine Spot
2817 State Street
Carlsbad, CA
RSVP on Facebook
http://www.facebook.com/event.php?eid=215572858630&ref=mf