Thursday, October 24, 2013

Six of One - Obamacare vs. The Affordable Care Act



FYI People, Obamacare and the ACA are the same thing.  LOL!  Have a fun Thursday.  I am off to day two of the California Association of Health Underwriters Health Care Summit in Los Angeles.  I am FINALLY a CIA, Certified Insurance Agent, now with Covered CA.  Let me know if you  have any questions. I would be happy to help

Monday, October 21, 2013

Money 101

November Money 101 Dates


EventDateCityLocationTime
Money 101October 28Las Vegas
Claim Jumper
1100 South Fort Apache Road
Las Vegas, NV 89117
Register here: http://goo.gl/jNwFQy
6:30 pm
Money 101November 11Torrance
Marie Callendar's
Torrance, CA 90503
Register here: http://goo.gl/Wswzzc
6:30pm
Money 101November 11San Marcos
The Broken Yolk
101 South Las Posas Rd.
Register here: http://goo.gl/TIhvGy
Lunch Express
1pm to 2pm
Later Time!!!
Money 101November 12San Marcos
Old Spaghetti Factory 
Register here: http://goo.gl/wWhV5D
6:30pm
Money 101November 14San Jose
Old Spaghetti Factory
51 N San Pedro St
San Jose, CA 95110 
Register here: http://goo.gl/Kd5WGX
6:30pm
Money 101Date Coming SoonSan FranciscoLocation Coming Soon

Friday, October 11, 2013

Girlfriend's Care

COATS FOR KIDS NEEDED! One of My Favorite local charity Girlfriends Care and my gal/founder Gini Craig is asking for coats and other clothing items for kids in need. Here's the scoop....As winter and the holiday season are approaching, we're participating in a collection campaign to collect NEW JACKETS, SWEATSHIRTS, PAJAMAS AND UNDERWEAR for children who are taken into protective custody by a division of SD County Welfare Services, referred to as "Drug Endangered Children".

The drive is being coordinated by Cpl. Darbie Ernst of the Carlsbad Police Department plus some of our Girlfriends have family and friends who work there. SO, let's pitch in and see what kind of difference we can make to these children ages Newborn to 17 years who often come into the system with nothing to call their own.

WHAT: New jackets, sweatshirts, pajamas and underwear for sizes Newborn to 17 years.

WHEN: Beginning October 15 through October 30th! (I wanted to give you a jumpstart on shopping this weekend!)

WHERE: Either of the donation drop sites below or the Carlsbad Police Department at 2560 Orion Way, Carlsbad.

Julie's Front Porch
2363 Caddie Ct.
Oceanside, CA 92056

Ellen's Front Porch
3982 Foothill Ave
Carlsbad, 92008
ellen@girlfriendscare.org

Your "front porch" donations are tax-deductible through Girlfriends Care. If you want a receipt, please leave a self-addressed, stamped envelop and a receipt will be mailed to you for your donation.

Gini & the GFC Board


No One Can Do Everything, But Everyone Can Do Something...
So Make YOUR Something Count!

Thursday, October 10, 2013

Breast Cancer Awareness Month & Tax Free Retirement Planning

October is Breast Cancer Awareness Month.  Please make sure you have supplemental health insurance to cover cancer if cancer runs in your family.   A few years ago I had 3/4 parents fighting cancer all at one time.  It was a huge financial hardship for my parents.  Please remember that your regular health insurance policy does not cover cancer treatments 100%

Do you need additional life insurance coverage and dream of having the potential for some tax-free retirement income?  Most people know that life insurance can help provide financial security and continuity during one of life’s most difficult times: the death of a loved one. 

What few people know is that life insurance can also help people meet their retirement goals and dreams by potentially allowing them to access their policy’s cash value, using tax-free policy loans and withdrawals[1] to supplement retirement income. 

If you need additional life insurance and you’re thinking of ways to fund your retirement, let’s set up a time to talk.  Please Feel free to call or email me any time to schedule a complimentary meeting.

Have a great day and enjoy this beautiful fall weather we are having!

[1] The use of cash value life insurance to provide a tax-free resource for retirement assumes that there is first a need for the death benefit protection.  Policy loans and withdrawals reduce the policy’s cash value and death benefit may result in a taxable event.  Withdrawals up to the basis paid into the contract and loans thereafter will not create an immediate taxable event.  Withdrawals up to the basis paid into the contract and loans thereafter will not create an immediate taxable event, but substantial tax ramifications could result upon contract lapse or surrender.  Surrender charges may reduce the policy’s cash value in early years.