Upcoming Wine, Women & Wealth CA events

May 11, 2015 (Yes, the 2nd Monday this month!) 6pm - 8pm Carlsbad More info and RSVP here

May 12, 2015 6pm - 8pm Temecula  More info and RSVP here

May 13, 2015 5pm - 7pm Burbank More info and RSVP here

Does your retirement seem blurry?

I’ve got solutions to help you see with clarity.

Planning for your retirement doesn’t have to be filled with uncertainty and complex strategies. I can help you build your retirement savings without subjecting your funds to market risk.

I offer protection from life’s greatest risk – outliving your income.

Stop squinting to see your plan for the future. I can make your vision for retirement crystal clear.

Are you looking for life insurance and the potential for tax-free retirement income options?

You want to provide protection for your beneficiaries - family, loved ones or even to pass on your business. Are you also looking for a potential source of tax-free income in retirement? Permanent Life insurance cash value can potentially provide an option to complement your existing retirement strategy, such as an annuity or qualified plan. Providing both death benefit protection and the potential to withdraw tax-free income through policy loans and withdrawals, the right life insurance can be a great solution for supplemental retirement income.

Permanent insurance from  a company with experience  can provide you with: • Death benefit protection combined with the potential for cash value accumulation that could be used for many goals, including retirement • Access to optional Accelerated Benefit riders that can provide access to the death benefit in the event of a terminal, chronic or critical illness Contact me today for more information!

Saving For College

The cost of college tuition, room and board can vary widely depending on a number of factors, and continues to rise faster than inflation and wages. In the event your children aren't awarded full scholarships or become professional athletes, it's important to have a savings plan in place as early as possible. 

College costs may seem overwhelming, but starting early with a regular savings plan can help you be prepared. While income limits will be factored in, federal or private loans and grants may be available.

When saving for college, it's important to note that you should never put it before your saving for retirement. You can get a loan for college, but you can't get a loan for your retirement.

How much should I be saving for college?

April Money 101 Starts NEXT WEEK!!!

http://myemail.constantcontact.com/April-Money-101-Starts-NEXT-WEEK-.html?soid=1103559743440&aid=afWWw2oUv0A

Money 101 & More!

I spent the afternoon yesterday in Orange County at ewomennetwork.  The Founder of ewomennetwork was our speaker for the day.  I was seated at her VIP table, awesome!  She always has great advice, R&D, Rob and duplicate, focus on your cash cow, etc.  As business owners we always want to do everything ourselves, type As.  We shouldn't, we should only focus on what makes the cash register sing.  If you are looking for an amazing one of a kind networking experience, you must check out ewomennetwork.  There's a patented process of networking we do there.  Every yr there's a conference in Dallas, this yr will be the 15th annual. It's way fun!  I will be going for my 5th time I think it is?  Enjoy your weekend!  I will be spending mine doing our taxes.  I would love to see you at one of my upcoming complimentary Money 101 events:

April 20, 2015 12pm - 1pm Temecula More info and RSVP April 22, 2015 12pm - 1pm San Marcos More info and RSVP April 22, 2015 6:30pm - 8:30pm San Marcos More info and RSVP

We go to school for 12 to 16 years and learn reading, writing, and 'rithmetic, but we never learn How Money Works! We're inviting you to a FREE workshop. This isn't a sales seminar, it's an educational setting. Bring your notepad, grab a bite to eat, and listen to the fundamental principles of money. Learn how to GROW and PROTECT your money for college tuition, retirement planning, or simply wealth accumulation - with money you never knew you had.  View our California event calendar here.

Ten Everyday Taxes We Hardly Even Notice

Ten Everyday Taxes We Hardly Even Notice

Life at 65...

There are some who think that life really begins at 65.  With the cares of work and raising a family behind them, many people finally start doing the things they've long dreamed of doing.  Some choose to travel, others are content to relax around the house—some even get up the nerve to clean out the garage.  But, one of the last things on the minds of those of many who reach this milestone, is their life insurance plan.  After all, who really needs life insurance after age sixty-five?

You, maybe.  If you're approaching age 65, or plan to, consider the following six questions:

1.     At your death, will your spouse require income over and above Social Security and any investments you currently have in order to maintain his or her standard of living?

2.     Do you or will you have a parent, child or family member dependent upon you for support beyond your age 65?

3.     Is your estate, all totaled, worth more than $5,250,000* (2013), the benchmark at which Federal estate taxes begin to be assessed?  Would your heirs have to sell off assets, perhaps for less than their market value, in order to pay those taxes?

4.     At retirement, are you planning on electing a smaller initial pension benefit so that benefits will continue to your spouse after you die?

5.     Have you wanted to reduce your taxable estate and leave something to charity without having to take away from what your heirs will inherit?

6.     Would you like to see your business continue into the future, intact and free from debt, for the benefit of your children or valued employees?

If you answered  "yes" to any of the above, you probably have some need for life insurance coverage after age 65.  Maybe you're one of those people whose policy will be paid up by then.  But maybe you're just now considering the ramifications of these questions.  If like so many of us you're in the latter group, relax.  With today's variety of life insurance products, you can tailor a policy to provide the protection you need at a price that is probably still far less expensive than the alternative.