Conseco Worksite Critical Illness

Conseco Worksite Critical Illness offers lump-sum benefits for today’s most common critical illnesses, including cancer, cardiovascular disease and major organ transplants. The product is available in three simple plan designs: cancer-only coverage, a critical illness without cancer coverage, and a critical illness with cancer coverage.

Conseco Worksite Critical Illness offers benefit amounts up to $75,000 (in $5,000 increments,) and guaranteed issue for coverage up to $20,000. Benefits are paid for diagnoses in three Health Diagnosis Categories (HDCs): heart attack, stroke; end-stage renal failure, major organ transplant and loss of sight; and cancer. The coverage pays first diagnosis and recurrence benefits in each HDC. A return-of-premium or cash-value rider is available in certain states, and guaranteed issue is available for employer groups that meet minimum participation levels.